Here's what to know about each. Car Rental Theft and Damage Insurance is included as long as you fully charge your rental to your American Express Cobalt Card. For many Citi cardholders, slashing these travel perks is a deal breaker. For example, the Chase Sapphire Preferred® Card is a Visa Signature, but its rental car coverage is primary. (Photo by JT Genter/The Points Guy.) This type of coverage only applies in specific situations, including vehicle theft, riot, civil unrest, natural disaster, collision, and vehicle upset. Valid through 12/31/18. Refer to the Definitions section or to the applicable description of benefits and the paragraph following this one for the meanings of all capitalized terms. Coverage from the rental agency. When you rent a vehicle in Canada – whether you need to run some local errands, or when you’re looking for a luxury car rental to drive on vacation – you’ll find yourself faced with a decision whether or not to purchase rental car insurance. This coverage extends to all authorized drivers on the rental. ... Discount applies to base rate only at participating locations when booked directly through National Car Rental by using the Visa Infinite code. Ask AutoSlash for a Quote on a Cheap Car Rental . Auto Rental Collision Damage Waiver Author: Visa USA Subject: Your Visa Card Guide to Benefit Keywords: benefit; enhancement; disclosure; auto; auto rental; CDW; insurance; ARCDW; guide to benefit; guide; Visa card; Visa credit card; credit card Created Date: 3/23/2011 2:18:10 PM Terms and Conditions Who is covered? This is all because your car is being replaced, and the insurance company has agreed to insure the car you're driving, since your car can't be driven, you're paying for coverage you're not using, so it transposes onto the rental car. However, the … Rental Car Collision/Loss Damage Certificate of Insurance This Certificate of Insurance contains information about your insurance. Visa, Mastercard, American Express and Discover all provide some type of rental car insurance, though Mastercard offers it only on its World cards. Other Offers. Key exceptions include the cobranded Costco cards, which offer up to $50,000 in coverage against eligible thefts or accidents worldwide. Reservations & Avis.com Assistance - 1-800-230-4898. Earn 10% more points when you have an authorized user to the account. Find plans to safeguard you in case of accident, injury, damage, or theft. My Visa card issued by a Canadian bank has rental car Collision Damage Insurance, so I don't need to take the CDW from a rental agency when I rent in Canada or US, I'm fully covered and there is no deductible.. 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